Neeson plays Michael MacCauley, an insurance salesman who lives in the suburbs of New York and commutes to the city every day for his job—which he loses within the film’s first 15 minutes. How to tell his wife (a sadly underused Elizabeth McGovern) and college-bound kid (Dean-Charles Chapman)? He’s one of these guys who appears to have plenty of money but is in fact dangerously over-leveraged, a symbol of the reality that even the most stable, hardworking guy can fall through the system’s cracks. And to be out of a job at age 60 is nobody’s idea of fun.
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